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Cambodia is one of the few markets in Asia where foreigners can own a home in their own name, pay for it in US dollars and live in it on a simple, renewable visa. The Cambodia Property Guide 2026 brings together everything home buyers, first-time buyers and international investors need to know before they commit, in one free PDF.
- Format: PDF, 22 pages, about 330 KB
- Edition: November 2026
- Price: free, no sign-up required
- Covers: Phnom Penh, Sihanoukville, Koh Rong and Siem Reap
Why we wrote this guide
Most information about buying property in Cambodia is either out of date, written for one type of buyer, or written to sell a single project. Our agents answer the same questions every week: what foreigners can actually own, what the purchase really costs, whether off-plan is safe, how to get money in and out, and which districts suit which buyers. This guide answers them in one place, with realistic figures rather than brochure numbers.
It is written for three groups: people buying a home to live in, now or in retirement; first-time buyers comparing Phnom Penh and the coast; and international investors weighing Cambodia against Bangkok, Ho Chi Minh City or Kuala Lumpur. Each chapter ends with key takeaways for each group.
Key facts from the guide
| Topic | 2026 position |
|---|---|
| Foreign ownership | Freehold strata title on condo units above ground level |
| Foreign quota | Up to 70% of a building’s private units |
| Stamp duty | 4% of the official value, with relief for many developer purchases until 31 December 2026 |
| Capital gains tax | From 1 January 2027 at 20%, or an effective 4% of the sale price under the lump-sum method |
| Title transfer | Around 12 weeks for a ready unit |
| Realistic net yields | About 3% to 4% in Phnom Penh after costs and vacancy |
| Long-stay visa | $35 E-class visa, extendable in-country for up to 12 months at a time |
| Currency | US dollar for prices, rents and banking |
What is inside
- Cambodia at a glance: The key facts on currency, ownership, quotas, taxes, visas and the new airport in one table.
- Why buyers are looking at Cambodia in 2026: The US dollar economy, freehold condo ownership, simple long stays and regional shifts, including changes in Thailand.
- What foreigners can own: Strata, hard, soft and LMAP titles explained, the 70% foreign quota, and options for houses and land.
- Buying step by step: Seven steps from budget to title transfer, and how most of the process can be done remotely.
- Off-plan or ready?: Payment plans, how to check a developer, and which route suits home buyers, investors and retirees.
- Costs and taxes: Stamp duty and the 2026 relief, a worked example on a $150,000 condo, and the 2027 capital gains tax with its 4% effective lump-sum option.
- Paying for your property: Bank transfers, cash and crypto through regulated providers, financing, and getting your money out when you sell.
- Living in Cambodia: Visa extensions for workers and retirees, work permits for remote workers, banking and healthcare.
- Where to buy: Phnom Penh districts compared, plus Sihanoukville, Koh Rong and Siem Reap.
- Renting out and returns: Realistic gross and net yields, vacancy, building management, sinking funds and rental tax.
- Risks and how to manage them: Construction delays, title problems, foreign quotas, oversupply and payment fraud.
- Checklists: What to check before you reserve, in your sale agreement and at handover.
- Frequently asked questions: Short answers to the questions buyers ask most.
Every chapter includes key takeaways for home buyers, investors and retirees, and the guide closes with practical checklists you can use when you view, reserve and take handover of a unit.
Who the guide is for
- Home buyers looking for a condo to live in now or in retirement.
- First-time buyers comparing ready condos and off-plan payment plans.
- Retirees and relocators, including long-stayers rethinking life in Thailand.
- International investors who want honest numbers on costs, yields and exits.
Explore the topics in more depth
- Buying property in Cambodia as a foreigner
- Strata title ownership in Cambodia
- Cambodia property tax for foreign investors
- Off-plan payment plans explained
- Phnom Penh best areas to buy a condo
- How to buy a condo in Cambodia remotely
- Bank transfers and repatriation
- Capital gains tax deferred to 2027
- Cambodia property glossary
Download the guide
Download The Cambodia Property Guide 2026 (PDF, 22 pages)
The guide is free, with no sign-up required. It reflects the position in November 2026 and is general information, not legal, tax or financial advice.
Frequently asked questions
Is The Cambodia Property Guide 2026 really free?
Yes. The full 22-page PDF is free to download with no sign-up or email address required.
Who is the guide for?
Home buyers looking for a condo to live in, first-time buyers comparing Phnom Penh and the coast, retirees and relocators, and international investors comparing Cambodia with other markets in Southeast Asia.
Can foreigners buy property in Cambodia?
Yes. Foreigners can own condo units freehold on strata title on any floor above ground level, as long as foreign ownership in the building stays within 70% of its private units. Foreigners cannot own land directly but can use registered long-term leases.
What does it cost to buy a condo in Cambodia?
Stamp duty is 4% of the official transfer value, with relief for many developer purchases until 31 December 2026. Legal fees are about 0.5% to 1%, and running costs include building management of about $1 to $2 per square meter per month and an annual property tax of 0.1% above about $25,000. The guide includes a full worked example.
How up to date is the guide?
It reflects the position in November 2026 and is updated as rules change. Laws, tax incentives and visa rules in Cambodia change regularly, so confirm key details before you buy.
Can Riel Property help me buy?
Yes. Our experienced agents in Cambodia work by chat, phone and video call, and can prepare a cost breakdown, rental evidence and developer track record for any unit you are considering.
Talk to our team
Our experienced agents in Cambodia have years of local market expertise and hundreds of completed sales. We work by chat, phone and video call, and can prepare a cost breakdown, rental evidence and developer track record for any unit you are considering. Send us an enquiry, message us on WhatsApp, or browse ready condos and off-plan projects.